Comments on: Fingerprinting helps keep felons out of insurance business – but few states do it http://www.blogceu.com/2009/08/24/fingerprinting-helps-keep-felons-out-of-insurance-business-%e2%80%93-but-few-states-do-it/ Get the insurance CE credits you need online, anytime. Sun, 23 May 2010 14:18:44 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Bruce http://www.blogceu.com/2009/08/24/fingerprinting-helps-keep-felons-out-of-insurance-business-%e2%80%93-but-few-states-do-it/comment-page-1/#comment-304 Bruce Wed, 19 May 2010 17:27:03 +0000 http://www.blogceu.com/?p=89#comment-304 Fingerprinting incoming insurance agents is just another way to protect the general public. Since agents deal with accepting payment, quoting, and social security numbers, it is necessary to make sure that the individuals that are handling this sensitive information are people that are trustworthy. I do NOT believe the Federal Government should step in - I believe this should be regulated and monitored by the governing branches of insurance companies (i.e. Corporate office of Farmers, State Farm, etc.) Fingerprinting incoming insurance agents is just another way to protect the general public. Since agents deal with accepting payment, quoting, and social security numbers, it is necessary to make sure that the individuals that are handling this sensitive information are people that are trustworthy. I do NOT believe the Federal Government should step in – I believe this should be regulated and monitored by the governing branches of insurance companies (i.e. Corporate office of Farmers, State Farm, etc.)

]]> By: Ivan del Jesus http://www.blogceu.com/2009/08/24/fingerprinting-helps-keep-felons-out-of-insurance-business-%e2%80%93-but-few-states-do-it/comment-page-1/#comment-259 Ivan del Jesus Tue, 25 Aug 2009 22:48:31 +0000 http://www.blogceu.com/?p=89#comment-259 It's hard to understand how some states would allow former criminals to become insurance agents by not requiring fingerprints I have heard horror stories in Florida on how some agents would pocket the money intended for auto policies. Florida used to require fingerprints for their agents, I don't know if they still do It’s hard to understand how some states would allow former criminals to become insurance agents by not requiring fingerprints

I have heard horror stories in Florida on how some agents would pocket the money intended for auto policies. Florida used to require fingerprints for their agents, I don’t know if they still do

]]> By: Donna http://www.blogceu.com/2009/08/24/fingerprinting-helps-keep-felons-out-of-insurance-business-%e2%80%93-but-few-states-do-it/comment-page-1/#comment-258 Donna Tue, 25 Aug 2009 16:39:38 +0000 http://www.blogceu.com/?p=89#comment-258 Fingerprinting incoming insurance agents is just another way to protect the general public. Since agents deal with accepting payment, quoting, and social security numbers, it is necessary to make sure that the individuals that are handling this sensitive information are people that are trustworthy. I do NOT believe the Federal Government should step in - I believe this should be regulated and monitored by the governing branches of insurance companies (i.e. Corporate office of Farmers, State Farm, etc.) Fingerprinting incoming insurance agents is just another way to protect the general public. Since agents deal with accepting payment, quoting, and social security numbers, it is necessary to make sure that the individuals that are handling this sensitive information are people that are trustworthy. I do NOT believe the Federal Government should step in – I believe this should be regulated and monitored by the governing branches of insurance companies (i.e. Corporate office of Farmers, State Farm, etc.)

]]> By: Linda Lamble http://www.blogceu.com/2009/08/24/fingerprinting-helps-keep-felons-out-of-insurance-business-%e2%80%93-but-few-states-do-it/comment-page-1/#comment-257 Linda Lamble Tue, 25 Aug 2009 13:49:00 +0000 http://www.blogceu.com/?p=89#comment-257 This is a very controversial subject, but my opinion is that the industry should adopt regulations nationwide that protect the integrity of our business - to include fingerprinting. There is absolutely no reason why not, and every reason why it should be a requirement. This is a very controversial subject, but my opinion is that the industry should adopt regulations nationwide that protect the integrity of our business – to include fingerprinting. There is absolutely no reason why not, and every reason why it should be a requirement.

]]> By: Don Mackenzie http://www.blogceu.com/2009/08/24/fingerprinting-helps-keep-felons-out-of-insurance-business-%e2%80%93-but-few-states-do-it/comment-page-1/#comment-256 Don Mackenzie Tue, 25 Aug 2009 13:38:53 +0000 http://www.blogceu.com/?p=89#comment-256 I think there is enough regulations on agents but maybe something needs to be done to the insurance companies that hire less than desirable people in the first place. I don't care what insurance company you apply to it seems like they just want a bunch of bodies out there most offer no training, no salry, they try and rate everyone, then blame everything on the agent. I think there is enough regulations on agents but maybe something needs to be done to the insurance companies that hire less than desirable people in the first place. I don’t care what insurance company you apply to it seems like they just want a bunch of bodies out there most offer no training, no salry, they try and rate everyone, then blame everything on the agent.

]]> By: Mary http://www.blogceu.com/2009/08/24/fingerprinting-helps-keep-felons-out-of-insurance-business-%e2%80%93-but-few-states-do-it/comment-page-1/#comment-255 Mary Tue, 25 Aug 2009 12:43:27 +0000 http://www.blogceu.com/?p=89#comment-255 TN now requires fingerprinting before you are issued an insurance license. I think this is a great move...not only does it assure the agencies hiring these new producers that they have a clear criminal background, but it should also help the clients have more piece of mind toward the insurance industry. Afterall, confidence and trust are our key selling points! TN now requires fingerprinting before you are issued an insurance license. I think this is a great move…not only does it assure the agencies hiring these new producers that they have a clear criminal background, but it should also help the clients have more piece of mind toward the insurance industry. Afterall, confidence and trust are our key selling points!

]]> By: frankly http://www.blogceu.com/2009/08/24/fingerprinting-helps-keep-felons-out-of-insurance-business-%e2%80%93-but-few-states-do-it/comment-page-1/#comment-254 frankly Tue, 25 Aug 2009 11:59:42 +0000 http://www.blogceu.com/?p=89#comment-254 Fingerprinting is far to invasive on our constitutional rights to be done for professional licenses. To many times mistakes are made and being in a data base can be a dangerous intrusion. frankly Fingerprinting is far to invasive on our constitutional rights to be done for professional licenses. To many times mistakes are made and being in a data base can be a dangerous intrusion. frankly

]]> By: Rick Rice http://www.blogceu.com/2009/08/24/fingerprinting-helps-keep-felons-out-of-insurance-business-%e2%80%93-but-few-states-do-it/comment-page-1/#comment-253 Rick Rice Tue, 25 Aug 2009 11:55:30 +0000 http://www.blogceu.com/?p=89#comment-253 The constitution does not authorize the federal government to regulate activities within the states. States need to do their own police work, their own licencing & set their own rules. If the federal government were to attempt to do any of these 1. It would be unconstitutional 2. It would be sloppy 3. It would be a nightmare for those that had to work with it. Have you ever tried to get the federal government to do anything, then gotten caught up in their levels of bureaucracy. This is not to say that we can not make the states do a better job. However, at the state level each person makes more of a difference than at the federal level where our voice are too diluted or just too far away. The constitution does not authorize the federal government to regulate activities within the states. States need to do their own police work, their own licencing & set their own rules.
If the federal government were to attempt to do any of these
1. It would be unconstitutional
2. It would be sloppy
3. It would be a nightmare for those that had to work with it.

Have you ever tried to get the federal government to do anything, then gotten caught up in their levels of bureaucracy.
This is not to say that we can not make the states do a better job. However, at the state level each person makes more of a difference than at the federal level where our voice are too diluted or just too far away.

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