Comments for CEU.com Blog http://www.blogceu.com Get the insurance CE credits you need online, anytime. Sat, 05 Jul 2008 09:32:37 +0000 http://wordpress.org/?v=2.3.3 Comment on Insurance Regulation: Should the feds take over? by Frank http://www.blogceu.com/2008/04/10/insurance-regulation-should-the-feds-take-over/#comment-96 Frank Mon, 23 Jun 2008 18:55:14 +0000 http://www.blogceu.com/2008/04/10/insurance-regulation-should-the-feds-take-over/#comment-96 Better yet, deregulate it at the state level also, and allow the consumer to shop for what they need rather than have addons be forced down everyone's throats Better yet, deregulate it at the state level also, and allow the consumer to shop for what they need rather than have addons be forced down everyone’s throats

]]> Comment on Insurance Regulation: Should the feds take over? by Frank http://www.blogceu.com/2008/04/10/insurance-regulation-should-the-feds-take-over/#comment-95 Frank Mon, 23 Jun 2008 18:51:16 +0000 http://www.blogceu.com/2008/04/10/insurance-regulation-should-the-feds-take-over/#comment-95 In order to reduce healthcare costs there needs to be a standard across all states for healthcare. That is what the federal government is for. It is called consolidation and the leveling of the playing field so smaller health care providers can compete across different states without having to open up corporate offices, training for a new set of state regulations for each state it wants to compete in. Why is it that health care costs are 10x more in NJ than in Kansas? Because of all the NJ state government mandatory addons that aren't really needed. For example mandatory podiatrist coverage for all. I don't think that many people need to see a podiatrist, but it gives a reason to increase rates in that state and thus makes a profit since not many will take advantage of that mandate. Don't be fooled. Those wanting to keep the regulation at the state level are the health care providers, especially the big ones with a number of lobbiests in their corner. God help them if they have to compete with smaller and leaner health care providers which will obviously benefit the consumers. I think the federal government should not own healthcare, but there needs to be a set of rules that all providers can adhere to at the national level and those rules have to be at a federal level. Then the addons can be electives. The states need to relinquish control for the common good. In order to reduce healthcare costs there needs to be a standard across all states for healthcare. That is what the federal government is for. It is called consolidation and the leveling of the playing field so smaller health care providers can compete across different states without having to open up corporate offices, training for a new set of state regulations for each state it wants to compete in. Why is it that health care costs are 10x more in NJ than in Kansas? Because of all the NJ state government mandatory addons that aren’t really needed. For example mandatory podiatrist coverage for all. I don’t think that many people need to see a podiatrist, but it gives a reason to increase rates in that state and thus makes a profit since not many will take advantage of that mandate. Don’t be fooled. Those wanting to keep the regulation at the state level are the health care providers, especially the big ones with a number of lobbiests in their corner. God help them if they have to compete with smaller and leaner health care providers which will obviously benefit the consumers. I think the federal government should not own healthcare, but there needs to be a set of rules that all providers can adhere to at the national level and those rules have to be at a federal level. Then the addons can be electives. The states need to relinquish control for the common good.

]]> Comment on Insurance Regulation: Should the feds take over? by Jerri http://www.blogceu.com/2008/04/10/insurance-regulation-should-the-feds-take-over/#comment-93 Jerri Tue, 29 Apr 2008 17:08:53 +0000 http://www.blogceu.com/2008/04/10/insurance-regulation-should-the-feds-take-over/#comment-93 I'm with Paul on this. The balance of the financial industry is not hampered with redundant and unpredictable approval and business practice requirements. Banks have a choice whether to go with state or federal regulations and the sky did not fall when that choice was made available. And, before we go down the path of suggesting that the current mortgage crisis would have been prevented with a state regulatory scheme, we have to acknowledge that there will be scoundrels pushing the envelope with or without regulation - case in point the bid rigging allegations in our state regulated insurance business. Funny to think that the 'white knight' turned out to be living in a very glass house! I’m with Paul on this. The balance of the financial industry is not hampered with redundant and unpredictable approval and business practice requirements. Banks have a choice whether to go with state or federal regulations and the sky did not fall when that choice was made available. And, before we go down the path of suggesting that the current mortgage crisis would have been prevented with a state regulatory scheme, we have to acknowledge that there will be scoundrels pushing the envelope with or without regulation - case in point the bid rigging allegations in our state regulated insurance business. Funny to think that the ‘white knight’ turned out to be living in a very glass house!

]]> Comment on Customer satisfaction survey results by Ryan Lloyd http://www.blogceu.com/2008/03/17/customer-satisfaction-survey-results/#comment-92 Ryan Lloyd Tue, 29 Apr 2008 13:17:58 +0000 http://www.blogceu.com/2008/03/17/customer-satisfaction-survey-results/#comment-92 David, Thank you for your post. CEU.com is aware that a "Forgot Username" function is needed on our website, and we are working on implementing this feature. In the meantime, CEU.com usernames can be found in both the <em>CEU Member Registration Confirmation</em> (confirmation for creating a CEU.com account) and <em>CEU Registration Confirmation</em> (transaction receipt) emails. CEU.com apologizes for any inconvenience; we will do what we can to launch a "Forgot Username" feature ASAP! Ryan Lloyd Operations Manager CEU.com David,

Thank you for your post. CEU.com is aware that a “Forgot Username” function is needed on our website, and we are working on implementing this feature. In the meantime, CEU.com usernames can be found in both the CEU Member Registration Confirmation (confirmation for creating a CEU.com account) and CEU Registration Confirmation (transaction receipt) emails.

CEU.com apologizes for any inconvenience; we will do what we can to launch a “Forgot Username” feature ASAP!

Ryan Lloyd
Operations Manager
CEU.com

]]> Comment on Customer satisfaction survey results by David Rollins http://www.blogceu.com/2008/03/17/customer-satisfaction-survey-results/#comment-91 David Rollins Sun, 27 Apr 2008 17:04:29 +0000 http://www.blogceu.com/2008/03/17/customer-satisfaction-survey-results/#comment-91 A good value for the money. The only issue I have is no customer support on weekends. I'm an IA, generally I have to do CEU on weekends. Its been a year since I used this service. I have no ideal what my User Name is, there is a link to provide my password, but no help with the user name. The program will not allow one to create a new account off the same email address. So I guess I have a wasted afternoon.... David Rollins A good value for the money. The only issue I have is no
customer support on weekends. I’m an IA, generally I have to
do CEU on weekends. Its been a year since I used this service.
I have no ideal what my User Name is, there is a link to provide my password, but no help with the user name. The program will not allow one to create a new account off the
same email address. So I guess I have a wasted afternoon….

David Rollins

]]> Comment on Insurance Regulation: Should the feds take over? by Larry http://www.blogceu.com/2008/04/10/insurance-regulation-should-the-feds-take-over/#comment-90 Larry Fri, 25 Apr 2008 23:45:46 +0000 http://www.blogceu.com/2008/04/10/insurance-regulation-should-the-feds-take-over/#comment-90 What it is that I don't get is why some one always thinks that they have a better way of doing things. Fancy the fact that this Paul is a Democrat, but it doesn't mean he even has a clue. Is he trying to "rob Peter"? My take on his wanting to introduce a Bill for insurance is that he may have had a claim whose the results didn't suit his satisfaction. Now his being in political standings, he wants to fix it so he can have his way. Haven't politicians screwed up enough with all these regulations, just look at our gas prices, not to mention our air travel expenses. It costs me an arm and a leg to mail something, and I don't want to talk about shipping something. All the regulations that we have to day, has increased cost of whatever they try to regulate. They want to control insurance so that they can continue to control the Health Care Industry. Think for a second, retirees can't really get anything with the Medicaid "A", so to help that a "B" was added and since [Regulations] limited what its uses are, retirees need a Medicaid Supplement. Someone please explain to me, how is it that our country is supposed to be the most powerful and we have Third World Countries giving away health care. Figure that, so much for the regulations that we already have governing Health Care. KEEP YOUR BILL TO YOURSELF PAUL!!!! What it is that I don’t get is why some one always thinks that they have a better way of doing things. Fancy the fact that this Paul is a Democrat, but it doesn’t mean he even has a clue. Is he trying to “rob Peter”? My take on his wanting to introduce a Bill for insurance is that he may have had a claim whose the results didn’t suit his satisfaction. Now his being in political standings, he wants to fix it so he can have his way. Haven’t politicians screwed up enough with all these regulations, just look at our gas prices, not to mention our air travel expenses. It costs me an arm and a leg to mail something, and I don’t want to talk about shipping something. All the regulations that we have to day, has increased cost of whatever they try to regulate.
They want to control insurance so that they can continue to control the Health Care Industry. Think for a second, retirees can’t really get anything with the Medicaid “A”, so to help that a “B” was added and since [Regulations] limited what its uses are, retirees need a Medicaid Supplement.
Someone please explain to me, how is it that our country is supposed to be the most powerful and we have Third World Countries giving away health care. Figure that, so much for the regulations that we already have governing Health Care.

KEEP YOUR BILL TO YOURSELF PAUL!!!!

]]> Comment on Insurance Regulation: Should the feds take over? by Julia http://www.blogceu.com/2008/04/10/insurance-regulation-should-the-feds-take-over/#comment-88 Julia Tue, 22 Apr 2008 15:45:38 +0000 http://www.blogceu.com/2008/04/10/insurance-regulation-should-the-feds-take-over/#comment-88 I agree with the state level. The federal government is way to bogged down now as it is without have to wait 6 months for a license renewal or to issue a new license, and filings right now work very well. I think all states should really think about this and roll into compliance and the current level. I agree with the state level. The federal government is way to bogged down now as it is without have to wait 6 months for a license renewal or to issue a new license, and filings right now work very well. I think all states should really think about this and roll into compliance and the current level.

]]> Comment on Insurance Regulation: Should the feds take over? by John A. Cantrill http://www.blogceu.com/2008/04/10/insurance-regulation-should-the-feds-take-over/#comment-87 John A. Cantrill Tue, 22 Apr 2008 14:09:18 +0000 http://www.blogceu.com/2008/04/10/insurance-regulation-should-the-feds-take-over/#comment-87 Tell me again why state regulation is better. An agency that needs to have non-resident licenses in every state finds the process "punitive". Tell me again why state regulation is better. An agency that needs to have non-resident licenses in every state finds the process “punitive”.

]]> Comment on Insurance Regulation: Should the feds take over? by Ed http://www.blogceu.com/2008/04/10/insurance-regulation-should-the-feds-take-over/#comment-86 Ed Tue, 22 Apr 2008 14:01:09 +0000 http://www.blogceu.com/2008/04/10/insurance-regulation-should-the-feds-take-over/#comment-86 Size will be the limiting factor for any one regulatory entity to take over at the federal level. Current insurance companies would rather deal with the different states and the various querks in requirements than have one entity be given the power to make sweeping decisions that impact policy and the end user in poorly thought out fashion. Size will be the limiting factor for any one regulatory entity to take over at the federal level. Current insurance companies would rather deal with the different states and the various querks in requirements than have one entity be given the power to make sweeping decisions that impact policy and the end user in poorly thought out fashion.

]]> Comment on Insurance Regulation: Should the feds take over? by Carol http://www.blogceu.com/2008/04/10/insurance-regulation-should-the-feds-take-over/#comment-85 Carol Tue, 22 Apr 2008 13:27:33 +0000 http://www.blogceu.com/2008/04/10/insurance-regulation-should-the-feds-take-over/#comment-85 No the federal government should stay out of it. Let the state's handle it. If we let the federal government help regulate, who will keep them in line? With fuel costs and cost of living rising consumers really don't need to have any substantial increases in their insurance. The insurance industry will suffer if insurance premiums become too high and people will not purchase insurance. I agree with Joe's comments. No the federal government should stay out of it. Let the state’s handle it. If we let the federal government help regulate, who will keep them in line? With fuel costs and cost of living rising consumers really don’t need to have any substantial increases in their insurance. The insurance industry will suffer if insurance premiums become too high and people will not purchase insurance. I agree with Joe’s comments.

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